Why choose a Nedbank loan?
We tell you everything you need to know before you apply
No hidden fees – just clear pricing and payment plans
We’ll only make you an offer you can afford to pay
You'll earn Greenbacks that you can spend as cash with every monthly loan instalment that is paid on time
Unlock more with R200 cashback monthly
Take out a personal loan or vehicle finance and open a MiGoals Plus or Premium Account to qualify for R200 cash back every month throughout your loan repayment.
Use our loan calculators to see what works for you
- Repayments calculator
- Loan consolidation calculator
We'll show you how much your total repayments will be for the amount you'd like to borrow.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
R0.00
On average, South Africans will pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Combine your loans into one and pay less every month with a fixed interest rate and only one monthly repayment. You can even apply for extra money if you need it.
Add another loan
Get extra cash
- 6
- 12
- 20
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
3 ways to apply for a loan
Get it online
Apply when it suits you. You’ll need to give us some personal and financial details, and upload documents like your ID and payslip. This process should take only a few minutes.
Ask for a callback
This lead form takes just a few seconds to complete. Answer 5 questions, and a consultant will call you to complete your loan application. You’ll then email the necessary documents to us.
Use the Money app or Online Banking
If you’re a Nedbank client, log in to Online Banking or the Money app and navigate to the Borrow section. Choose Personal loan and follow the prompts. You might already have loan offers waiting for you, which will make the process and access to money even easier.
Take good care of your money and save
Secure your debit orders
To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up. Stay in control of your money with Debicheck.
About DebiCheck
Pay less interest
Combining loans into one personal loan with a fixed interest rate could save you money every month while reducing your total loan repayments over time.
Consolidate your loans
Earn as you pay
By simply paying your monthly instalments on time, you'll earn Greenbacks rewards that you can spend as cash. You can also use your Greenbakcs to pay your banking fees or as a deposit into your investment account.
More on GreenbacksReady to apply?
Get startedNeed a quick cash loan to upgrade your home?
See terms and conditions. Download 2024 pricing guide here.
