Exclusive financing options for Private Clients

Our credit approach and lending specialists are geared towards the needs of both up-and-coming as well as established clients. We consider your track record, career goals and multiple income streams when assessing your finance requests. Our interest rates are personalised to you.

Overdraft facility

An overdraft offers credit that is readily available in your bank account and is ideal for financing specific needs or managing short-term cash flow constraints.


If you’d like to use both an overdraft and a credit card, our Private One account, which combines both into one single finance solution, is perfect for you.


Already have an account and want to add an overdraft? Log in to the Money app or Online Banking and go to Apply, or speak to your banker.


New to Nedbank?

Credit cards

Choose between our stand-alone credit cards that include the American Express Gold and Platinum Credit Cards or get a Private Clients credit card when you join Private Clients, the complete private banking experience from Nedbank.

Vehicle finance

If you are in the market for a new car or leisure asset, Private Clients is here to support you.


Get vehicle finance with a contractual term of up to 72 months and a balloon payment of up to 35%.


Apply directly with your banker and secure an interest rate tailored to you.

Home finance

Are you buying, renovating or building your dream home? Or investing in a second home or a rental property? Private Clients offers loans of up to 100% for properties up to R7,5 million. For first-time home buyers we offer 109% loans up to a maximum of R5 million.


Apply online to qualify for 1% cash back (up to R20 000) or speak to your banker.  Enjoy a 50 basis point (bps) discount on your personalised interest rate if you are a Private Client. Terms and conditions apply.

Use our home-buying tools to assist you in purchasing your ideal property


Use our home finance calculators

Use our calculators to see how much you can afford or receive an estimate on bond and transfer costs. Calculate affordability, bond repayment and transfer costs.

Learn more

Use our Home-buying Toolkit

Get pre-approval on the Money app when you apply for a home loan. You can also search for properties and see property reports.

Learn more

Explore the home buying journey

Buying a home is a pretty big step, but we're here to walk the path with you. Here's what you need to consider, whether you’re thinking of buying, looking for the right property, or ready to seal the deal.

Learn more

Business and practice finance

Nedbank has extensive experience in serving small businesses. Whether you are starting your own business or have already established it, we are here to help you.


We offer a comprehensive finance solution for small and larger businesses and look forward to helping you in your business ventures.


Speak to your banker about business finance.